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Eligibility for benefits

Employees are eligible to be covered under our group medical, prescription drug, dental, vision, flexible spending/Section125, basic life, supplemental life, short-term disability, voluntary long-term disability and voluntary legal services if you are scheduled to work at least 48 hours per pay period. Coverage will be effective on the first day of the month following one month of employment except for short-term disability (see note below for eligibility waiting period)*.

Medical plan

Benefit-eligible employees have the choice between two medical plans: High Option and Tru-Saver Option.

Covered medical services rendered by a University Health provider, except Emergency Department services that do not result in a hospital admission, are paid at 100% by the plan. If you go outside of the health system, you have the option of using a Blue Cross Blue Shield network provider or going out of network.

Prescription benefits

Express Scripts is our pharmacy benefit manager. Employees enrolled in the medical coverage are automatically enrolled in the prescription drug plan.

Dental benefits

Delta Dental of Missouri is our dental benefits carrier. Two plans are available.

Vision benefits

The VSP vision plan uses VSP Choice network.

Employee assistance program

The University Health employee assistance program offers free, confidential information, short-term counseling, support and referral services for eligible employees and their dependents, with access to the 24/7 Helpline. Common examples include child care and elder care questions, family and relationship concerns, emotional and stress-related issues, financial and legal questions, grief and loss, and substance abuse problems.

Employee wellness programs

The University Health Employee Wellness Program focuses on our employees' specific needs and challenges while promoting balance in mental, emotional/social, physical and spiritual well-being. Programs include fitness challenges, group fitness classes, health screenings, cooking and craft classes, and educational meetings. Employees who participate may be eligible for incentive rewards.

Flexible spending account (FSA)

This plan enables employees to make contributions for medical, prescription drug, dental and vision premiums on a pretax basis.

Basic employee term life insurance

You are covered for one times your salary rounded up to the next $1,000. The benefit is twice this amount in the event of an accidental death. University Health pays 100% of the cost for this coverage.

Basic dependent term life insurance

If you are enrolled in one of our medical plans with dependent coverage, your eligible dependents are covered for the following amounts:

  • Spouse: $5,000.
  • Each child (to age 26): $5,000.

Paid time off (PTO)

This program is designed to give you flexibility through earning paid time off for vacations, holidays, personal or family illness, and personal business.

Observed holidays:

  • New Year's Day.
  • Dr. Martin Luther King, Jr. Day.
  • Memorial Day.
  • Fourth of July.
  • Labor Day.
  • Thanksgiving Day.
  • Friday after Thanksgiving.
  • Christmas Day.

Short-term disability

Short-term disability provides income replacement to protect against a loss of income due to an employee's pregnancy/childbirth, disabling illness or injury.

403(b) plan

Through your voluntary participation in this plan, you can save for your retirement on a before-tax basis, receive employer matching contributions, and choose how you want the money invested.

Additional benefits

  • Voluntary employee and dependent term life insurance.
  • Voluntary long-term disability coverage.
  • Flexible spending plans.
  • Voluntary legal services plans.
  • Voluntary pet insurance.
  • Voluntary auto and home insurance.
  • Credit union and on-site banking.
  • Discounted bus passes.
  • Cafeteria discounts.
  • Event, travel and cell phone discounts.

*Employees are eligible to participate in the benefit plan if they are a regular status employee, scheduled to work 48 hours or more per pay period, and they have satisfactorily completed their first month of employment. Benefits commence on the first of the month following one month of employment.

Federal Transparency in Coverage Rule: This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed- amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.